Charity is offering free budgeting courses
Food prices, heating and staying on top of their budget during the winter months is still a concern for lots of people on the Isle of Man, according to the Salvation Army.
The charity is holding a free budgeting course next month, hoping to help people understand their own attitudes to money and look at the impact borrowing can have.
It's on 6th November and will run over three sessions.
Paul De Weerd and Zoe Bostock from the charity and Karen Fielden and Frazer Kinley both participated in the course.
They've been telling Manx Radio about it:
You can listen to the full interview here: